Life jackets (PFDs) are also an important safety choice. Federal law dictates that one Type I, II, III, IV or Hybrid Type V for each person must be aboard the vessel. Every passenger - especially children - should try on a life vest, make sure it is the appropriate type and size for usage, and test the vest in the water. Knowing what to do in the water with a PFD can reduce or prevent panic. Every non-swimmer should wear a PFD at all times, especially on a small boat.

PFDs should never be left sealed in protective plastic wrapping. In the event the PFD needs to be used, it should be available to put on quickly, instead of the passenger fumbling with awkward wrapping during a stressful time. Anytime weather or water conditions cause concern, the captain should have everyone aboard put on a PFD.

Briefly, the different types of PFDs are described here to help you better select the PFD that is right for you:

Offshore Life Jackets (Type I): Bulky, but floats you the best. These are best for open, rough, or remote water. The Type I PFD turns most unconscious persons up in the water.

Near Shore Buoyant Vests (Type II): Yoke-type and less bulky than the Type I, and more comfortable to wear. The Type II will hold the head up out of the water of many unconscious persons.

Flotation Aids (Type III): Vest style, and popular among recreational boaters. This PFD is only designed for calm water with a good chance of fast rescue. The wearer may have to hold head back to keep face out of water, which can contribute to exhaustion and hypothermia. May not hold an unconscious person's head out of the water.

Throwable Devices (Type IV): These are life rings and floating cushions.

Special Use Devices (Type V): Type V PFDs are approved only for the activities listed on the label. Some are approved specifically for white water rafting, board sailing, etc. This type also includes new Hybrid PFDs with foam flotation and an inflatable chamber. Type V Hybrid PFDs are as comfortable to wear as a Type III, but when fully inflated they have the flotation performance of a Type II or better.